Great construction loan products are finding their way back into the market place. Even lenders see the great possibilities with building and offering fantastic financing opportunities. For example one local lender is offering a one-time close construction financing product. With only 5% down a person can buy their lot, build their dream home and move-in with one simple loan. Also, some local builders offer in house or hard money construction financing. These are awesome. A well-qualified buyer can have the contractor obtain the financing, build the home and upon completion financing the home with 0% down using the USDA rural development loan our area offers.